Make payments straight from your cellphone

SWAP is a secure, convenient and easy-to-use payment system that lets you make payments straight from your cellphone, anywhere and at any time.

Make payments, settle accounts, transfer funds or buy airtime with the free SWAP Wallet on your cellphone. Save a business’s SWAP Code to your phone’s contact list and dial it free of charge to reach that business’s payment screen whenever you need to make a payment. In addition, every payment screen lets you manage your own Wallet and read the news, specials or contact details the business has shared.You can also pay smaller businesses and individuals using the simple Wallet Payment function.

The SWAP Wallet has a debit facility built in, and you can also link your VISA or MasterCard credit card to make payments using your existing credit limit.

Dial the SWAP Direct Code *130*1313# or any business’s SWAP Code to activate your free SWAP Wallet and explore other SWAP functionality. Read more

As a SWAP Merchant, you’ll receive your own SWAP Code all of SWAP’s reporting and accounting functionality and the ability to accept credit card payments.

Alternatively, small businesses can receive Wallet Payments directly into their SWAP Wallets. Read more